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What do I do if my parents won't let me drive anymore because they're worried about their insurance rates?
"I got into a minor accident and since I'm on my parents' insurance, their rates were affected when I filed a claim. Now they won't let me drive at all! I even offered to pay the difference in price. I'm 17. What are my options?"
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If you still want to drive, your best option would be to purchase your own
car insurance
. Even though you’re under 18, most states allow minors to purchase their own car insurance plans, though you might have to have a parent co-sign. If this isn’t an option, you can wait until you’re 18 and purchase your own policy. That way, you’ll be entirely responsible for your own rate hikes.”
View full answer
- Gregory R.
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