What do I do if my car was damaged in a hit and run in Idaho?
My car was hit outside my house while it was parked on the street. I have liability only. I got the color, make, and model of the other car, but no license plate. Is there any way my car would be covered?
“Typically, in a hit and run, two types of coverage would kick in. One is collision coverage and the other is uninsured/underinsured motorist coverage.
While a large number of states do require uninsured/underinsured motorist coverage, Idaho isn’t one of them.
Since you only had liability coverage, collision coverage would not be an option for you, either.
The best thing you can do in a situation like this is to reach out to your insurance company. They might not be able to do anything for you, but it’s always worth confirming with them.
If they aren’t able to help you with your vehicle, you should get an estimate for your repairs. In the worst-case scenario, you could try to sell your vehicle as is. “
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Read advice from car experts at Jerry
Browse by topics
What others are asking
Does California offer low-income car insurance?
I'm barely scraping by and I'm worried I won't be able to afford my car insurance when it comes up for renewal. Does California offer special insurance for low-income earners?
Apr 12, 2021
After a breakup, I'm stuck with a car I cosigned a loan for. Now what?
I cosigned a car loan for my partner. We broke up and I'm stuck with the loan because he can't make the monthly payment ($460). I can't afford it, either. The bank has refused to refinance the loan. What do I do now?
Mar 12, 2021
Do I need full coverage on a 2015 Dodge Ram?
"Is there a reason to keep full coverage if I can save money? I pay $300 a month for full coverage on my Dodge Ram, but I can switch to liability for $150 a month."
Jul 27, 2021