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What do I do if my car was broken into?

"My car was broken into at a friend's house. My passenger window was shattered, but they didn't take anything. Can I file a claim with my insurance?"

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If your vehicle was broken into, you should reach out to your insurance company. They may want you to file a police report as well.
If you have
comprehensive insurance
vandalism and broken glass are typically covered perils. With full glass coverage or no glass deductible, you also won’t be required to pay your deductible for coverage.
If you don’t, your insurance will most likely require you to pay your deductible before they’ll provide coverage.
Depending on the extent of the damage or cost of repairs, you may have to pay for the entire cost out of pocket. The same would be true if you don’t have comprehensive insurance on your policy.”
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