What do I do if GEICO canceled my car insurance?

This is ridiculous. I just received a cancellation notice from GEICO because I missed a payment. What should I do?

Sarah Gray · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
First, don’t panic. You may still be able to avoid a lapse in your
car insurance
coverage. Your cancellation notice will tell you the last day GEICO can receive your payment before they will officially cancel your policy. If you’re able to settle your bill before this date, your policy will remain in effect.
If the date has already passed, you should call a GEICO representative at 1 (800) 207-7847 immediately to inquire about having your policy reinstated.
While you shouldn’t panic, if you’ve received a cancellation notice, it is important that you act fast if you don’t want to learn
how a car insurance lapse impacts your rates
. Not only can a lapse in coverage result in significantly higher insurance premiums, but it can also make it harder for you to qualify for coverage at all.
Plus, you may also receive fines for failing to maintain the
minimum car insurance required in your state
MORE: [What happens if you’re caught driving with no car insurance?]
View full answer 
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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