What determines prices for car insurance?

I'm 19 and buying insurance for the first time, so I don't really know what I'm doing yet. I'd appreciate any advice you have for me.

Answer provided by
Carol Chung
Answered on Apr 12, 2021
There are many, many factors that influence car insurance prices. The most common ones include:
  • Age
  • Location
  • Marital status
  • Years of driving experience
  • Credit history (in some states)
  • Caims history
  • The car you drive
  • How much you use your car
  • The type and amount of coverage you buy

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