PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
What deductible should you carry with full coverage?
What's the best deductible to carry? There are a lot of options for full coverage deductibles.
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“When looking at deductibles for
collision insurance
and comprehensive insurance
, you’ll need to decide what you can afford to pay out of pocket.The most common deductibles to carry for full coverage are $500 or $1,000.
This is because people are typically able to pay this amount up front if their vehicle is damaged in an accident. If you don’t think you’ll be able to afford this, you’ll want to consider a lower deductible.
However, as you reduce your deductible, your insurance rate will rise. This is because insurance companies would be paying more if you file a claim.
To decide what deductible would be best for you, you should look at rates with various carriers. You can adjust the deductible for full coverage to see what you’d be able to afford.”
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
