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What credit score will I need for a car loan?
I'm going to try to take out a car loan, but my credit isn't great. Is there a specific score I need to have to qualify?
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Generally speaking, borrowers need to have a high credit score to get a car loan.
You’ll probably need a score of 661 or higher for most car loans. If you’re worried you might not meet that requirement, you can get a cosigner to help you qualify.
Since you’re thinking about buying a new car, you should be thinking about buying insurance, too. Car insurance prices are also partially based on your credit score, but that doesn’t necessarily mean you’ll be stuck with a higher bill. Try shopping around on the
Jerry
app to see what’s out there and find the cheapest coverage that works for you.View full answer
- Gregory R.
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