PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
What credit score will get me a car loan?
I’m in the market for a new car, but I don’t have much credit history because I’m a college student, and my credit score isn’t that great. What credit score will get me a car loan?
Jack Walsh · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Being approved for a
car loan
as a college student without much credit history or a poor credit score can be challenging, but a credit score of 661 or higher can easily get you approved for a car loan.However, if your credit score is below 661, you can still be approved if you have a cosigner or use a lender who specializes in offering loans for those with poor or no credit.
Additionally, some lenders may be more understanding of your situation because you’re a college student, so it is wise to shop around to find a lender who’s willing to work with you and compare offers from a few lenders to find the best rate.
Once you’ve found a lender and the vehicle you want to purchase, you’ll need a
car insurance
policy that has comprehensive
and collision
coverage.To ensure you aren’t overpaying for coverage, and make the most of any discounts you’re eligible for, like a good student discount, you should download
Jerry
.Jerry
is an insurance comparison app that shops for low prices with over 50 different insurance companies for free. You will get quotes in seconds, can make changes at any time, and if you ever have any questions, agents are just a text away!View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
.webp&w=384&q=75)
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
