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What credit score do I need to refinance through Capital One?

What credit score do I need to refinance with Capital One? I've been getting promotional emails through Capital One about car refinancing. The rates seem great. That said, my credit score isn't high and I'm worried I'll be denied for financing.

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Capital One is widely known to work with people who have
lower credit
.
You may get approved, but don’t expect to get the car loan rate they’re advertising.
Most advertised car loan rates are for people with top-notch credit. As a person with less-than-stellar credit, you’re probably going to get a rate much higher.
Before you go through the hassle of applying, contact Capital One to see what their rate might be for someone with your credit.

You can save money on your car insurance, too.

Since you’re looking to refinance your car, you may want to take a look at your insurance rates and find ways to save.
You can use a handy tool like the free
Jerry
app to help you find cheaper car insurance. Jerry pulls quotes from the top 45 companies in under a minute.”
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