What credit bureau do car loans use?
In one of my credit reports by Experian, some of my information isn't correct. I've been in communication with them about it, but it seems to be moving slowly. My information is accurate with the other two, though. So, which credit bureaus do lenders look at when you apply for a car loan?
- Have a specific car in mind, and find out its VIN.
- Bring proof of insurance, residency, income, and identity.
- Know your budget, including how much you can afford monthly and what you can put down up front.