“Your collision and comprehensive coverage are about right, provided you have enough money to pay the $1,000 deductible. If you don’t, start socking away money in an account specifically for your deductible, should you need to pay it.
For just a few dollars more a month, which isn’t much in the grand scheme of things, you can up your limits to 100/300/100 or 250/500/250. This will keep you financially stable if you should get into an at-fault accident.
In the future, make sure to budget for insurance before you buy a new car.”