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What city has the highest car insurance rates?
Is there a city that has the most expensive insurance rates on average?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Detroit,is considered one of the most expensive cities for car insurance, with an average policy nearly three times higher than the national average. The reason for these rates is due to crime, poor driving, and lack of traffic enforcement on top of Miching being one of the
most expensive states
.When a higher chance of claims like theft or vandalism occur, car insurance companies charge more for insurance as it’s a higher risk for them to offer insurance.
Beyond the crime that exists, Michigan is generally one of the most expensive places to insure a vehicle. Even the state’s minimum liability insurance comes at a high cost for drivers. Michigan is also a no-fault state and has high
personal injury protection
limits. Because of this, rates as also significantly higher than the rest of the U.S.Even if you live in Detroit, don’t let the average rate deter you from searching for the best car insurance rates. Use the
Jerry
app to search for competitive quotes from over 45 different insurers.”View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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