What city has the highest car insurance rates?

Is there a city that has the most expensive insurance rates on average?

Detroit,is considered one of the most expensive cities for car insurance, with an average policy nearly three times higher than the national average. The reason for these rates is due to crime, poor driving, and lack of traffic enforcement on top of Miching being one of the most expensive states.
When a higher chance of claims like theft or vandalism occur, car insurance companies charge more for insurance as it’s a higher risk for them to offer insurance.
Beyond the crime that exists, Michigan is generally one of the most expensive places to insure a vehicle. Even the state’s minimum liability insurance comes at a high cost for drivers. Michigan is also a no-fault state and has high personal injury protection limits. Because of this, rates as also significantly higher than the rest of the U.S.
Even if you live in Detroit, don’t let the average rate deter you from searching for the best car insurance rates. Use the Jerry app to search for competitive quotes from over 45 different insurers.”
Emily Maracle
Answered on Oct 11, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.
Let Jerry’s experts help you find savings on your car insurance!
No long forms or spam · Get quotes from 40+ carriers
Find insurance savings (100% Free)
rating primary
4.7/5 Rating on App Store