What car insurance should I get for a Nissan Altima as a 20-year-old?

I'm 20 years old, and I bought a Nissan Altima with cash. I've been quoted around $100 a month for minimum liability. Where can I find a better rate?

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Eric Schad
Answered on Apr 28, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“Since you’re under 25, your car insurance will be on the expensive side no matter what. But don’t get the state-minimum insurance, as it won’t cover all that much.
Instead, get something like a 100/300/100 liability coverage policy for your Nissan Altima. This will cover:
  • $100,000 for bodily injury liability per person
  • $300,000 for bodily injury liability per accident
  • $100,000 for property damage liability per accident
By taking out this policy, you can ensure you aren’t sued or on the hook for damage or medical bills because you’re underinsured.
As far as the rate goes, you’ll have to shop for car insurance quotes online to compare prices and get coverage for under $100 a month. If you want to save money on car insurance, the Jerry app is a good place to start.”
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