Q: What car insurance should I get for a Nissan Altima as a 20-year-old?
Apr 28, 2021

I'm 20 years old, and I bought a Nissan Altima with cash. I've been quoted around $100 a month for minimum liability. Where can I find a better rate?

Answer provided by
Eric Schad
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“Since you’re under 25, your car insurance will be on the expensive side no matter what. But don’t get the state-minimum insurance, as it won’t cover all that much.

Instead, get something like a 100/300/100 liability coverage policy for your Nissan Altima. This will cover:

  • $100,000 for bodily injury liability per person
  • $300,000 for bodily injury liability per accident
  • $100,000 for property damage liability per accident

By taking out this policy, you can ensure you aren’t sued or on the hook for damage or medical bills because you’re underinsured.

As far as the rate goes, you’ll have to shop for car insurance quotes online to compare prices and get coverage for under $100 a month. If you want to save money on car insurance, the Jerry app is a good place to start.”

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This app is truly amazing and I recommend it to everyone. They were able to save me over $100/yr on car insurance, and I hardly had to do a thing. They got finalized quotes for me in minutes, and I didn't have to call anyone. They also canceled my old policy, and got me on to my new one for me!