What car insurance should I choose if I'm buying my own for the first time?
I'm 26 and I've been driving for 10 years. For the past decade, I've been on my parents' insurance. Since I just got my first real job, I'm trying to be more independent and get my own insurance. How do I decide which insurance is right for me?
Apr 22, 2021
Answer provided by
Answered at Apr 22, 2021
“Although some drivers choose insurance based solely on the rate, you’ll want to do a bit more analysis than that. In addition to price, consider the following:
- The amount of coverage you need
- Types of insurance, such as liability, collision, and comprehensive
- The insurer’s quality of customer service
- Reviews of the insurer from current or previous customers
Keep in mind that the bare-minimum coverage is probably too low for you, unless you drive infrequently. But if you weigh all the aforementioned factors, you should find a company that provides excellent customer service, good coverage, and an affordable rate.”
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