What car insurance do I need in Tennessee?

What insurance is required in Tennessee? I'm financing my first car and I'm not sure what car insurance I need.

Answer provided by
Emily Maracle
Answered on Jul 06, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
“Like every state, Tennessee has a state minimum car insurance requirement.
Any car registered to operate on the road needs to have at least: *Bodily injury liability at $25,000 per person and $50,000 per accident. *Property damage liability at $15,000.
Most lenders also require that you carry both comprehensive insurance and collision insurance. These will protect your vehicle from any damage, regardless of fault.
You should consider carrying higher limits than the state minimum limits. Most experts recommend carrying the highest level of coverage you can afford.
By requesting car insurance quotes online, you can find the best rate and coverage for you.”

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