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What car insurance do I need in Tennessee?

What insurance is required in Tennessee? I'm financing my first car and I'm not sure what car insurance I need.

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Like every state, Tennessee has a
state minimum car insurance
requirement.
Any car registered to operate on the road needs to have at least: *
Bodily injury liability
at $25,000 per person and $50,000 per accident. *
Property damage liability
at $15,000.
Most lenders also require that you carry both
comprehensive insurance
and
collision insurance
. These will protect your vehicle from any damage, regardless of fault.
You should consider carrying higher limits than the state minimum limits. Most experts recommend carrying the highest level of coverage you can afford.
By requesting
car insurance quotes online
, you can find the best rate and coverage for you.”
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