What car insurance coverage should I get for a 2015 Toyota Corolla?

I've read all about state-minimum insurance. It's essentially playing with fire. That said, how much coverage should I get for a 2015 Toyota Corolla?

Apr 22, 2021
Answer provided by
Eric Schad
Answered at Apr 22, 2021
“You’re correct—state-minimum car insurance doesn’t provide much coverage.
If you’re looking to get proper insurance, start by increasing your liability coverage to at least 100/300/100. You may also want to add uninsured/underinsured motorist coverage with the same limits.
In addition, you might want to add comprehensive and collision coverage, especially if you can’t afford to pay out of pocket for damages to your Corolla. This may increase your premiums by quite a bit, but it’s still far less than what you would pay out of pocket after an accident.”
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