What car insurance coverage should I get for a 2015 Toyota Corolla?
I've read all about state-minimum insurance. It's essentially playing with fire. That said, how much coverage should I get for a 2015 Toyota Corolla?
Apr 22, 2021
Answer provided by
Answered at Apr 22, 2021
“You’re correct—state-minimum car insurance doesn’t provide much coverage.
If you’re looking to get proper insurance, start by increasing your liability coverage to at least 100/300/100. You may also want to add uninsured/underinsured motorist coverage with the same limits.
In addition, you might want to add comprehensive and collision coverage, especially if you can’t afford to pay out of pocket for damages to your Corolla. This may increase your premiums by quite a bit, but it’s still far less than what you would pay out of pocket after an accident.”
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Browse by topics
What others are asking
Do I add a new car to my insurance before buying, or can I do it at the dealership?
The dealer says I need to provide proof of insurance to buy the car. So how does the insurance-buying process work?
Apr 12, 2021
What do I do if I'm shopping for a quote in Texas and I don't have an established credit history?
I'm 18 and looking to buy my own insurance policy. Because I'm young, I don't have a credit history yet. What do I do when an insurance company asks me about my credit on an application form?
Apr 19, 2021
"Can I insure my car in my home state if I am temporarily living in another? "
"I am stationed in Florida, but I still consider myself a resident of Georgia. I own my home there, my car is registered there, and I get most of my mail there as well. The law is a bit unclear to me about whether I should insure my car in Florida or if I can keep my current Georgia car insurance. "
Apr 19, 2021