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What car insurance coverage should I get for a 2015 Toyota Corolla?

I've read all about state-minimum insurance. It's essentially playing with fire. That said, how much coverage should I get for a 2015 Toyota Corolla?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“You’re correct—state-minimum car insurance doesn’t provide much coverage.
If you’re looking to get proper insurance, start by increasing your
liability coverage
to at least 100/300/100. You may also want to add
uninsured/underinsured motorist coverage
with the same limits.
In addition, you might want to add comprehensive and collision coverage, especially if you can’t afford to pay out of pocket for damages to your Corolla. This may increase your premiums by quite a bit, but it’s still far less than what you would pay out of pocket after an accident.”
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