What can I do to get lower insurance rates at 67?

What can I do to lower them? My insurance rates have begun to increase every time my policy renews.

Answer provided by
Emily Maracle
Answered on Jul 16, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
“While your car insurance rate increasing is inevitable as you age, there are some things you can do.
If you haven’t already, you should check with your current carrier to find out what discounts they offer. You may qualify for a discount that you previously hadn’t before.
You could take a driving course or training program.
If you’re a member of AARP or AAA, you may qualify for a discount with your carrier as well.
Apart from discounts, you can also look at the type of coverage you have. If you have full coverage, you could raise your deductibles for a lower rate.
If you no longer need full coverage, you could choose to maintain liability car insurance only on your policy.
You always have the option to shop around. By comparing rates with Jerry, you may find a lower price with another carrier.”

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