What are the pros and cons of collision insurance with State Farm?

"Is collision insurance with State Farm worth it? I'm not sure I want it because it costs more. I'm trying to weigh the options to see if it's worth it."

Answer provided by
Sophie Newman
Answered on Jul 28, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
Collision car insurance protects your vehicle in the event of an accident if you’re at fault.
If you get into an accident with an object or another driver, collision will pay for your repairs, minus a deductible.
Collision coverage will cover more damage in the event of an accident, but it does come at the cost of increased premiums.
If you want to avoid paying out-of-pocket costs, it’s probably a good idea to purchase collision protection.”

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