What are the penalties for a fake insurance card in Texas?

One of my friends refuses to purchase insurance because he thinks it’s a waste of money, so he uses a fake card. I keep telling him he will get in big trouble. What are the penalties in Texas?

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Answer provided by
Andrea Barrett
Answered on Jun 06, 2022
Having valid car insurance is mandatory in all states, and not meeting the basic requirements for car insurance can land you in a lot of trouble. If you’re operating a car with a fake insurance card in Texas, you may be committing insurance fraud—but driving without insurance will also land you a fine of between $175 and $350.
After the first offense, penalties become more severe:
  • A minimum of $350 to $1,000 fine for each ticket
  • Possible 180-day vehicle impoundment
  • Vehicle registration or driver’s license suspension
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