What are the consequences of driving without insurance in Wisconsin?

What would happen if I was caught driving without insurance or got into an accident?

Answer provided by
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Emily Maracle
Answered on Jul 09, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
“If you are caught driving without the state minimum car insurance required in Wisconsin, you will face fines up to $5,000.
If you’re in an accident or are stopped by police, you are required to show proof of insurance.
If you cannot, the fines are as followed:
  • Up to a $500 fine for operating a motor vehicle without insurance
  • Up to a $10 fine for failure to show proof of insurance at the time of the stop/accident
  • Up to a $5,000 fine for providing fraudulent proof of insurance
Apart from fines, you are financially responsible for any damage or injuries you cause in an accident without insurance. If you’re unable to pay for the damages, you could face a lawsuit that may result in your wages being garnished or your assets liquidated.”
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