What are some disadvantages to not having full coverage for my Nissan Sentra?

"Is state minimum required insurance enough? I've heard people talk about full coverage, but I only have the state minimum requirements for my vehicle."

Answer provided by
Sophie Newman
Answered on Jul 28, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
“While it’s legal to drive as long as you meet the state minimum car insurance requirements, you may be putting your vehicle at risk by not having full coverage.
If you’re missing collision car insurance, you won’t have protection for your own vehicle in the case of an accident.
Comprehensive car insurance protects against damages caused by sources like:
  • natural disaster
  • fire
  • theft
If you don’t want to risk paying out-of-pocket for your repairs or even replacing your vehicle, you may want to consider full coverage.”

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