What are some common ways people try to cheat on car insurance to get better rates?

"I know that people try to withhold information to get better claims, but I'm wondering how. Do they do this at specific times? Is it ever successful?"

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Sophie Newman
Answered on Jul 27, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
“Sometimes, in the car insurance business, people will try to withhold or change information at the time of claims or during the process of underwriting a new policy in order to get better rates.
Keep in mind, these attempts are rarely successful as it is virtually impossible to “”cheat”” the system. Car insurance companies have access to your driving record, claims history, and personal information and they share this information in a database.
“”Cheating”” the system for better rates might involve lying, which is considered insurance fraud and comes with heavy consequences.
The best way to find cheap auto insurance is to use comparison tools like Jerry to help you compare rates, sign-up, and cancel your existing policy.”
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