What are my options for car insurance for deliveries?

I use TaskRabbit and have a commercial policy with my insurance company. When I asked if it covered deliveries, they told me no and said I would need a special, separate policy. How can I find affordable insurance for this?

Answer provided by
Emily Maracle
Answered on Apr 20, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
“It is extremely important that your car insurance policy reflects how you use your vehicle. If you were to get into an at-fault accident while delivering something, you’d want to make sure that your insurance would cover the damages.
If your current carrier isn’t able to offer you an affordable option for the coverage you need, the best thing you can do is shop around. Every insurance carrier is different, and there is most likely one that will provide the coverage you need.
There are some companies like Travelers and Progressive that offer umbrella or bundled policies. By having multiple policies with the same company, you often can save money and ensure you’re properly protected.

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