What are car insurance requirements on a leased 2021 Kia Optima?

I'm thinking about leasing a 2021 Kia Optima. I'm trying to create a budget that includes my lease payment, insurance, and an emergency fund for repairs. What car insurance do I need for a lease?

Answer provided by
Eric Schad
Answered on Apr 23, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“If you’re leasing a 2021 Kia Optima, or any car for that matter, the contract will likely state that you need full coverage. This is because the dealer wants to protect their asset, the car.
Full coverage can be expensive simply because it includes:
To find the best rate available and pay less for full coverage, shop for car insurance quotes online. You can get started with Jerry, a free app that acts as your personal insurance broker. “

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