What APR will I get on a car loan?

Is there a way to figure out the APR that I’ll get if I get a car loan? I have a 705 credit score right now if that matters.

While many factors go into determining your car loan APR, your credit score has a big impact on your rate. So if you have a 705 credit score, you’ll typically be offered a relatively low APR of 4.68% to 6.04%.
That said, your APR will also depend on the following factors:
Unfortunately, it’s impossible to know exactly what APR you’ll be offered before you apply. The best way to find out what interest rate you can expect is to compare offers from multiple lenders.
Once you buy a new car, you may also need a new insurance policy. Luckily, the Jerry app can help you find the best rate on the coverage you need in minutes.
Just download the app, answer a few questions, and Jerry will send you personalized quotes from over 50 top providers like Progressive and Nationwide for free.
Liz Jenson
Answered on Dec 14, 2021

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