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What APR should I expect on a car loan with an 800 credit rating?
"I recently crossed the 800 threshold on my credit score. What APR should I expect on a car loan?"
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“An 800 score qualifies you for the best interest rates, but it’s not the only factor that’s used to determine your APR.
Your approval and your APR are also based on your income, debt-to-income ratio, loan-to-value ratio, and credit score.
If you have low debt, if the car is priced right, and if you make enough money, you could reasonably expect an interest rate of 3% or less, as long as your loan is 60 months or less.”
View full answer
- Gregory R.
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