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Can a locksmith help me replace my keys if they were stolen?

My keys were stolen and I need help getting into my car and starting it. I've heard locksmiths can replace keys on the spot; is this true?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Oh no! I’m sorry to hear that your keys were stolen! That’s a terrible thing to have happened, so I hope you and your car are otherwise okay.
Depending on the type of key you have and the age of your vehicle, you may be able to have a locksmith replace your key.
If you have a traditional car key, locksmiths can replicate the key. In most cases, you can call a mobile locksmith to come directly to you. If they can’t replicate your key, you’ll likely need to go to a repair shop or a dealership to get a new ignition cylinder and key.
If you have a newer vehicle with a high-tech key, you’ll also need to visit a dealership. High tech keys include:
  • Transponder keys
  • Key fobs with a switchblade key
  • Smart keys or keyless ignition
If you do have one of these types of keys, don’t fret! You can have your car towed to a dealership and they’ll replace your key for you! You can also try purchasing a replacement key online.
Whether you need a tow or locksmith, check to see if your
car insurance
provides
towing and labor coverage
or replacement key coverage. If so, you may be able to file a claim to pay for either.
While you may not be able to avoid another key theft in the future, you can protect yourself by adding a roadside assistance membership with
Jerry
. Jerry’s membership offers towing coverage, lockout service, tire change, jump starts, key replacement, and more!
View full answer 
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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