Can a locksmith help me replace my keys if they were stolen?

My keys were stolen and I need help getting into my car and starting it. I've heard locksmiths can replace keys on the spot; is this true?

Answer
Oh no! I’m sorry to hear that your keys were stolen! That’s a terrible thing to have happened, so I hope you and your car are otherwise okay.
Depending on the type of key you have and the age of your vehicle, you may be able to have a locksmith replace your key.
If you have a traditional car key, locksmiths can replicate the key. In most cases, you can call a mobile locksmith to come directly to you. If they can’t replicate your key, you’ll likely need to go to a repair shop or a dealership to get a new ignition cylinder and key.
If you have a newer vehicle with a high-tech key, you’ll also need to visit a dealership. High tech keys include:
  • Transponder keys
  • Key fobs with a switchblade key
  • Smart keys or keyless ignition
If you do have one of these types of keys, don’t fret! You can have your car towed to a dealership and they’ll replace your key for you! You can also try purchasing a replacement key online.
Whether you need a tow or locksmith, check to see if your car insurance provides towing and labor coverage or replacement key coverage. If so, you may be able to file a claim to pay for either.
While you may not be able to avoid another key theft in the future, you can protect yourself by adding a roadside assistance membership with Jerry. Jerry’s membership offers towing coverage, lockout service, tire change, jump starts, key replacement, and more!
avatar
Emily Maracle
Answered on Sep 20, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
thumb-up

Did this answer help you?

Ask us a question by email and we will respond within a few days.
thumb-up

Have a different question?

You can meet us at our office and discuss the details of your question.
Let Jerry’s experts help you find savings on your car insurance!
No long forms or spam · Get quotes from 40+ carriers
Find insurance savings (100% Free)
rating
4.7/5 Rating on App Store