Should you carry liability, comprehensive, collision, or full coverage on your auto insurance?

I currently have comprehensive insurance on my vehicle. But since it's hit about 200,000 miles, I'm thinking of dropping it only to liability insurance. What's the best type of coverage for my situation?

Answer provided by
Eric Schad
Answered on Apr 22, 2021
“If you have a vehicle with 200,000 miles, chances are liability coverage should suffice. However, that depends on the value of your vehicle.
If you can’t afford to replace your car as of today, comprehensive coverage and collision coverage still might be a good choice.
When in doubt, go to a car value estimator site like Edmunds or Kelley Blue Book. These will give you a fair value for your car and guide you to the type and level of coverage you need to feel financially comfortable.”

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