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Should my friend file an uninsured motorist claim in Tennessee?

"My friend was in an accident with an uninsured motorist in Nashville. He was not at fault, but he was at fault for a major accident eight months earlier.

He is worried that if he files a claim for uninsured motorist coverage, his insurance will cancel him even though he wasn’t at fault. What can my friend do?"

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Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“There are many factors that go into an insurance company’s decision to cancel a policy. Each company is different, and it is not always easy to predict if an incident or a claim might cause a cancellation.
If your friend has been with the company for a long time and has an otherwise good driving record, besides the two claims, he may not have to worry about cancellation.
If the damage is minor or close to the deductible amount, your friend may not want to bother filing a claim. But if the damage is significant, an insurance claim may be his only option.
In the event of a policy cancellation, your friend should download the free
Jerry
app to get quotes from multiple insurance companies and secure the best price for the coverage he needs.”
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