“The longer the loan, the less you’ll pay each month. Conversely, the the shorter the loan, the better it is for your finances as you’ll pay less in interest over the life of the loan.
If you really need that Buick Enclave but you can only afford it with a 72-month loan, sure, you can take the deal. But keep a watchful eye on that interest rate. You might be paying less per month, but your interest might be much higher.
You should also really consider if you want a 72-month loan. At the end of the loan, your car will have depreciated greatly.”