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Should I remove my 23-year-old daughter from my MA car insurance policy?

I live in Cambridge, MA. My daughter now lives in Boston and hasn't driven my car for over a year. She also doesn't have her own car. Should I remove her from my policy and make her get non owner insurance? Or should I just keep her on my policy?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“The answer depends on whether or not your daughter will actually drive your vehicle again at any point. If she won’t drive your vehicle, removing her from your
car insurance
to save money is a no-brainer.
As far as the
non owners car insurance
goes, that’s entirely up to her. If she doesn’t think she’ll drive any type of vehicle (a partner’s car, a friend’s car, a rental car, etc.), it’s probably an unnecessary expenditure.”
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