Should I remove my 23-year-old daughter from my MA car insurance policy?

I live in Cambridge, MA. My daughter now lives in Boston and hasn't driven my car for over a year. She also doesn't have her own car. Should I remove her from my policy and make her get non owner insurance? Or should I just keep her on my policy?

Answer provided by
Eric Schad
Answered on May 04, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“The answer depends on whether or not your daughter will actually drive your vehicle again at any point. If she won’t drive your vehicle, removing her from your car insurance to save money is a no-brainer.
As far as the non owners car insurance goes, that’s entirely up to her. If she doesn’t think she’ll drive any type of vehicle (a partner’s car, a friend’s car, a rental car, etc.), it’s probably an unnecessary expenditure.”

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