PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Should I lower my liability insurance coverage on an older-model Hyundai Tucson?
I'm 17 years old and car insurance is expensive for me. My parents suggested that I drop my comprehensive and collision coverage. Is it a smart move for me to drive on low-limit liability insurance if I only drive my Hyundai Tucson to school and work?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Since you have an older-model Tucson, dropping comprehensive and collision coverage is probably a smart move and can save you thousands.
However, you should realize that if you’re in an accident where you’re at fault and you total the vehicle, you’re out a car. If you’re all right with that, a policy with
liability insurance
only should serve you well and put money back in your pocket.That said, make sure to go with limits above the state minimum. State-minimum coverage doesn’t really cover much, and it puts you at financial risk of having to pay out of pocket for damages. Go with a limit such as 50/100/50 or 100/300/100, as it will only cost a few bucks more than the basic coverage.”
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
.jpg&w=64&q=75){kind=avatar}
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
