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Should I let my old auto coverage lapse since I'm switching to Allstate now?
"I'm not going to be renewing my old policy. Do I still need to formally cancel it?"
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“When changing your
car insurance
provider, you need to ensure that you don’t have a lapse in coverage. This means you should formally cancel your old policy and align the expiration date of your previous insurance with the start date of your new Allstate
policy. If you have a lapse in coverage, you’ll be charged higher premiums for insurance down the road.
Also, some companies have automatic renewals, so it’s best to check with your old company to ensure that you don’t have either a lapse or period of double coverage, in which case you would be owed a refund.”
View full answer
- Gregory R.
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