Should I let my boyfriend drive my car if he's not on my insurance policy?

My boyfriend currently doesn't have a car. Is it okay to let him drive my car if he's not insured on my policy?

Answer
“You can let your boyfriend drive your car on occasion. As long as he has your permission to drive your car, your car insurance will likely cover him.
But if he gets into an at-fault accident and the costs of the accident exceed your coverage limits, you’ll be responsible for any remaining balance. And your rates will climb as well. So be careful and make sure your boyfriend can be trusted with your car. “
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Eric Schad
Answered on Apr 13, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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