Should I keep an NNO policy since I will be without a car for six months?

I will be working on location in NYC for the next six months. I sold my car before I moved and was going to cancel my insurance. My agent told me that an NNO policy would only be $20 a month. Should I get it since it is so cheap?

Apr 29, 2021
Answer provided by
Shannon Martin
Answered at Apr 29, 2021
“Great question! When looking into a named non-owner policy (NNO), there are many things to consider. Cost is one of them and $20 a month is a great deal!
Continuous insurance is a rating factor, and having a break in car insurance coverage will increase your future rates. However, it is only one factor out of many, so there is no way to know how much it will impact your rates long-term.
If you plan to rent a car or borrow a friend’s car from time to time, getting the NNO policy is a good idea. “
Car Insurance

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