Should I increase my insurance coverage in Texas after a premium decrease?

My insurance cost just went down by almost $60 a month. I have state-minimum coverage in Texas, but now that I can afford higher liability coverage, should I get more coverage or just save the money?

Answer provided by
Shannon Martin
Answered on May 14, 2021
“You cannot have “too much” liability insurance as long as you can afford to increase your limits. In your example, you will likely be getting more protection for a lower premium. Increasing your liability limits is usually fairly inexpensive to do.
If you have not already done so, use an app like Jerry to get a few more quotes from top companies and maximize your savings. Jerry also shops for you automatically at every renewal!”

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