Should I increase my insurance coverage in Texas after a premium decrease?

My insurance cost just went down by almost $60 a month. I have state-minimum coverage in Texas, but now that I can afford higher liability coverage, should I get more coverage or just save the money?

Answer
“You cannot have “too much” liability insurance as long as you can afford to increase your limits. In your example, you will likely be getting more protection for a lower premium. Increasing your liability limits is usually fairly inexpensive to do.
If you have not already done so, use an app like Jerry to get a few more quotes from top companies and maximize your savings. Jerry also shops for you automatically at every renewal!”
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Shannon Martin
Answered on May 14, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
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