Should I get the Virginia state-minimum insurance requirements for my motorcycle?

I just bought my first motorcycle, and I need to insure it before I get on the road. I was thinking of just getting the Virginia state-minimum requirements because I don't plan on driving too much until I'm comfortable. Should I do this?

“As a general rule, you should never get the state-minimum liability insurance in Virginia, or in any other state for that matter.
The state minimums typically won’t cover anything outside of a minor accident, so opting for a bit more coverage is a better idea.
Since you’re in Virginia, you’ll need liability coverage and uninsured/underinsured motorist coverage. A 250/500/100 policy should be enough to cover your expenses if an uninsured driver hits you, while the same limits will more than likely cover damage you cause to others.”
Eric Schad
Answered on Apr 23, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.

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