Should I get home insurance through my builder or an agent?

"The builder overseeing my new home construction wants me to get home insurance through them. My aunt, who's a realtor, is recommending a Progressive agent instead. Which is the better option?

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Answer provided by
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Alexah Grinnell
Answered on Apr 07, 2021
Alexah Grinnell has been working in the insurance industry for 5 years with a primary focus of coverage consulting in the sales department. She has been working for Jerry Insurance since July of 2019 and has also has experience working for AAA and State Farm. She currently lives in Rochester, NY with her husband and 3 kids
“Both can be great options — either one could offer you solid coverage at an affordable price. You just need to do some comparison shopping. It never hurts to get insurance quotes from as many companies as possible when you are building a new home!
If you are able to compare quotes from two or more companies, you will be better informed about the coverage that each policy provides and at what cost. It’s also a good idea to check consumer reviews for each company/insurance agent before deciding who you want to place your insurance with. “
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