Should I file an insurance claim if I only have a learner's permit?
I'm a 16-year-old driver and I accidentally hit a parked car in a public garage. I only have a learner's permit so far. Am I still obligated to file a claim with my insurance company?
Reviewed by Shannon Martin, Licensed Insurance Agent.
In this scenario, your status as a driver with a learner’s permit doesn’t really matter. The other driver will decide how they want to handle the damage to their car.
If you offer to pay for their repairs out-of-pocket and they refuse, then they’ll file a claim with your insurance company. Once the claim goes on your record, you can expect your
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