Services
PriceProtect™
DriveShield™
GarageGuard™
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Home Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Recent Studies
Comprehensive Data Reports
Reviews
About
FAQ
MenuIcon
BACK

Should I drop my 26-year-old daughter from my car insurance policy?

My 26-year-old daughter totaled one of my cars. Can I avoid a big premium increase by dropping her from my insurance? She's moving out, if that counts for anything,

avatar
Carol Chung · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Dropping your daughter from your policy may help you avoid a big premium increase, but it depends on your insurer.
Even if you remove your daughter from your
car insurance
, some companies will still penalize you because the claim was made on your policy. With other companies, you’ll only be penalized if your daughter is still listed on your policy.
If you get hit with a big premium increase after removing your daughter, consider this a sign that you should start shopping around for more affordable coverage. “
Car Insurance
View full answer 
Jerry user testimonial avatar
rating primary
“My experience with Jerry has been absolutely incredible. It took my car insurance from about $400/month to about $80. The entire experience is seamless.” - Gregory R.
Lower my car insurance too
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Find insurance savings

You Might Also Be Interested

card cover

Is Car Insurance Cheaper if You Own the Car?

Your premiums won’t automatically lower once you own your car, but you’ll likely have the option to reduce your coverage, which results in lower premiums.
avatar
Amber Reed
card cover

How to Save on Car Insurance With Kids

Having kids won’t raise your car insurance rates, but adding them to your policy as teenagers will.
avatar
R.E. Fulton
card cover

When Does Car Insurance Go Down?

Car insurance rates typically go down with age, a clean driving record, or by switching insurance companies.
avatar
Jaya Anandjit

Read Advice From Car Experts At Jerry

card cover

Ford Explorer Reliability: The Most Reliable Model Years

Here's a review of the most reliable used Ford Explorers by year, including the impressive 2010, 2011, and 2012 models.
avatar
Amber Reed
card cover

Gifting a Car in Michigan

To gift a car in Michigan, you’ll need to fill out the back of the title, then visit the Secretary of State’s office with your giftee.
avatar
Macy Fouse
card cover

How Long Is a Dodge Challenger?

The Dodge Challenger is 198 inches, or 16.5 feet long, on all trim levels (the SXT, GT, R/T, R/T Scat Pack, and R/T Scat Pack Widebody).
avatar
Jason Tushinski

What Others Are Asking

How do you play Spotify through Bluetooth in a Ford Fiesta?
I just bought a new Ford Fiesta and would like to play music from my phone via Spotify, but I don’t know how to connect my phone to the vehicle—how do you play Spotify through Bluetooth in a Ford Fiesta?
avatar
Andrew Biro
Where is the OBD port in a 2016 Honda CR-V?
My car’s been acting a little funky lately, and my neighbor loaned me their OBD reader. But here’s the thing—I don’t know where to plug this thing into. Where is the OBD port on a 2016 Honda CR-V?
avatar
Amber Reed
Where is the 1995 Toyota Corolla OBD port location?
I’m a relatively new driver, and I inherited a 1995 Toyota Corolla. I’m determined to make it last for as long as possible, but my check engine light recently came on and I’m not sure how to scan the diagnostic code for this car. Where is the OBD port located?
avatar
Macy Fouse
Browse All Questions

Browse More Content

Car Repair Resources

Insurance for Your Car

Insurance in Your State

    Insurance In Your City

    Easiest way to compare and buy car insurance

    √
    No long forms
    √
    No spam or unwanted phone calls
    √
    Quotes from top insurance companies
    Find insurance savings
    Car Insurance by Make
    Audi
    BMW
    Dodge
    Ford
    GMC
    Honda
    Hyundai
    Jeep
    Kia
    Lexus
    Mercedes-Benz
    Mitsubishi
    Subaru
    Tesla
    Toyota
    View all
    Car Insurance by Model
    Chevrolet Silverado
    Chevrolet Malibu
    Ford Escape
    GMC Sierra
    Honda Accord
    Honda Civic
    Hyundai Tucson
    Jeep Cherokee
    Jeep Wrangler
    Kia Forte
    Mazda 3
    Nissan Altima
    Subaru Outback
    Subaru Crosstrek
    Toyota Camry
    Toyota Corolla
    Toyota Tacoma
    Toyota Highlander
    Toyota Rav4
    Volkswagen Jetta
    View all
    Car Insurance by State
    AL
    AZ
    AR
    CA
    CO
    CT
    DE
    FL
    GA
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NH
    NJ
    NM
    NY
    NC
    ND
    OH
    OK
    OR
    PA
    RI
    SC
    SD
    TN
    TX
    UT
    VT
    VA
    WA
    WV
    WI
    WY
    Car Insurance by City
    Austin, TX
    Boston, MA
    Charlotte, NC
    Chicago, IL
    Columbus, OH
    Dallas, TX
    Denver, CO
    Houston, TX
    Indianapolis, IN
    Jacksonville, FL
    Las Vegas, NV
    Los Angeles, CA
    Nashville, TN
    New York, NY
    Philadelphia, PA
    Phoenix, AZ
    Portland, OR
    San Antonio, TX
    San Francisco, CA
    Seattle, WA
    View all
    Car Loan by Make
    Audi
    BMW
    Chevrolet
    Ford
    GMC
    Honda
    Hyundai
    Kia
    Lexus
    Nissan
    Mercedes-Benz
    Subaru
    Tesla
    Toyota
    View all
    Car Insurance by Company
    AAA
    Allstate
    Aspire Advantage
    Assurance America
    Bristol West
    Commonwealth
    Dairyland
    Encompass
    Infinity
    Kemper
    Mapfre
    Mercury
    National General
    Nationwide
    Plymouth Rock
    Progressive
    Safeco
    State Auto
    Travelers
    Car Loan by State
    AL
    AZ
    AR
    CA
    CO
    CT
    DE
    FL
    GA
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NH
    NJ
    NM
    NY
    NC
    ND
    OH
    OK
    OR
    PA
    RI
    SC
    SD
    TN
    TX
    UT
    VT
    VA
    WA
    WV
    WI
    WY
    Car Repair by Service
    AC Compressor Replacement Cost
    Battery Replacement Cost
    Fuel Injector Replacement Cost
    Fuel Pump Replacement Cost
    Ignition Coil Replacement Cost
    Oil Change Cost
    Oil Pan Replacement Cost
    Power Steering Fluid Service Cost
    Rotate Tires Cost
    Spark Plugs Replacement Cost
    Timing Belt Replacement Cost
    Valve Cover Gasket Replacement Cost
    Water Pump Replacement Cost
    Wheel Bearings Replacement Cost
    View all