Should I cancel my coverage for water backup and sump overflow?

"My homeowners policy has optional coverage for water backup and sump overflow, which costs around $100 a year. Since I don't have a sump pump, would it be a good idea to cancel this coverage and pocket the money?


Water backup and sump overflow coverage protects you from more than just a failed sump pump. It also provides coverage for any damage in your home due to clogged sewer lines or drains that can back up into your property. You would still want this coverage if you are connected to a public water and/or sewer system.
Alexah Grinnell
Answered on Apr 08, 2021
Alexah Grinnell has been working in the insurance industry for 5 years with a primary focus of coverage consulting in the sales department. She has been working for Jerry Insurance since July of 2019 and has also has experience working for AAA and State Farm. She currently lives in Rochester, NY with her husband and 3 kids

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.

Read advice from car experts at Jerry

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings — it's 100% free