Should I cancel my coverage for water backup and sump overflow?

"My homeowners policy has optional coverage for water backup and sump overflow, which costs around $100 a year. Since I don't have a sump pump, would it be a good idea to cancel this coverage and pocket the money?

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Answer
Water backup and sump overflow coverage protects you from more than just a failed sump pump. It also provides coverage for any damage in your home due to clogged sewer lines or drains that can back up into your property. You would still want this coverage if you are connected to a public water and/or sewer system.
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Alexah Grinnell
Answered on Apr 08, 2021
Alexah Grinnell has been working in the insurance industry for 5 years with a primary focus of coverage consulting in the sales department. She has been working for Jerry Insurance since July of 2019 and has also has experience working for AAA and State Farm. She currently lives in Rochester, NY with her husband and 3 kids
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