PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Should I cancel my auto insurance since I am not driving anywhere due to COVID-19?
Since the pandemic started, I have been working from home. I just found out that I will not be back in the office until spring of 2022. To save money, can I just cancel my auto insurance? Will there be any negative repercussions if I do?
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“It can be very tempting to cancel your
car insurance
when you aren’t driving your vehicle for long periods of time. Here are some reasons why you might not want to. Even though you aren’t driving to the office, do you still go out to get groceries, see friends or family occasionally, or for doctor’s appointments? If so, you will need insurance for these short trips.
Having continuous coverage is a rating factor, so even a small break in coverage will increase your rates moving forward.
Check with your carrier to see if they can lower the annual mileage of your vehicle since you aren’t driving.
You can remove
collision insurance
from your vehicle if it is paid for and put the coverage back on the car later. Or you can look into having a storage plan where all coverage is removed except comprehensive insurance
. “View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
