Should I buy supplemental liability insurance on a rental car for my trip to Tennessee?

I'm visiting Tennessee for a few days and I want to rent a car. My credit card offers a collision damage waiver, so I'm declining that insurance. But do I still need to get supplemental liability insurance?

Answer provided by
Eric Schad
Answered on Apr 28, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“The answer lies in whether you have your own liability insurance. If you don’t, you’ll definitely want to get the supplemental liability insurance for your trip to Tennessee.
Just make sure to ask how much coverage the rental car company’s liability insurance offers. If possible, get as much coverage as you can, as they may just offer the state-minimum insurance if you don’t ask.”

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