Should I be worried about using roadside assistance because it may go on my CLUE report?

Will roadside assistance raise my rates? I was reading about CLUE reports and now I'm hesitant to use my roadside assistance through my auto insurer because it might raise my rates.

Answer provided by
Eric Schad
Answered on Jul 21, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“CLUE, also known as the Comprehensive Loss Underwriting Exchange, is an online database that insurers use to see how many claims you’ve made on insurance, be it your home or auto.
Despite the fact that roadside assistance technically isn’t a claim on insurance, some insurers will add this to the CLUE or file a CLUE report on it. By doing so, all insurers in the future and present can see what claims you’ve made.
Noting roadside assistance claims on the CLUE report doesn’t necessarily mean your car insurance will raise your rates.
Four roadside assistance calls in a year is the average and it seems like the magic number.
So if you’re worried about it, try to keep your calls to roadside assistance to three. If you need to make more calls than that, consider getting a AAA membership.”

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