Should I avoid apartments that require renters insurance?

"I'm apartment hunting and I'm wondering if buildings that require renters insurance are at higher risk of theft or other perils.


Answer provided by
Jackie Whalen
Answered on Apr 13, 2021
Jackie Whalen has been in the insurance industry for over 7 years, working in sales, service and claims. She has won numerous awards as a top salesperson and customer service agent. She currently lives in New York with her husband. Her 24 year old son recently moved out on his own which has given her more time to travel, write and train her dog Maisy not to chase her cat, Whiskey.
“You should definitely not avoid those apartments. Many apartments are now requiring tenants to have renters insurance in order to cover their personal property and their liability. Making renters insurance mandatory has no bearing on whether or not the apartment is more prone to burglaries or other perils. “

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