Will my car insurance cover damages to a vehicle that is no longer in the owner’s possession?
I recently backed into a vehicle, causing minimal damage. I called the police and they located owners who were not in the vehicle at the time of the accident. The claim was reported, and a couple of days later the owner called me about insurance. They said the dealership would take it back in on trade before insurance adjustors could assess damages. Will my insurance still be responsible for covering the damages?