“Yes, you’ll have to apply for a new car loan for several reasons.
First, you’re buying a different car, so all the paperwork is different. Second, other circumstances might have changed. Your credit score could have gone up or down and interest rates could have shifted.
More importantly, if you’re worried about your driving skills, you should probably get collision coverage. This type of car insurance will pay to repair your vehicle if you get in an accident and give you peace of mind.”