My kid hit someone in the face while flying a kite, now what?
We were at the park the other day and my 7-year old hit someone in the face while flying a kite. I don't know how injured they are, but what should I do now?
Believe it or not, injuries like this are very common, especially with children! Don’t worry, you may have coverage for this.
Do you currently have a renter’s, homeowner’s, or an umbrella policy? If so, the liability coverage follows you wherever you go and the protection does extend to your children.
There are times when kites cause serious physical injury and the injured party can have extensive medical bills. Your liability coverage will pay up to the limits of the policy. There are also times when the injured party simply has a bruised ego and wants to sue for pain and suffering. If this is the case, contact an attorney right away.
If you don’t have personal liability coverage, you will still be responsible for any damages your child may have caused. Emotions can run high in this situation, so remain calm and see how you can assist them. They may need help paying for their insurance deductible and maybe you can work out a payment plan with them.
The best advice I can give to anyone with children is make sure you have enough liability coverage. Downloading the Jerry app can help with this! Jerry not only works with over 50+ insurance providers, like Nationwide and Allstate, for auto and homeowners policies, but Jerry also works with companies that provide umbrella policies at a great rate. If you would like an umbrella quote, give Jerry a call at 1-650-753-7799 and their experienced agents will be happy to help.
The average Jerry driver saves $879 a year on car insurance!
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