Is uninsured motorist property damage coverage required in Vermont?

I live in Vermont and my insurance policy has UMPD. Do I need this coverage or is it optional?

Answer provided by
Shannon Martin
Answered on May 13, 2021
“Vermont requires that you carry $10,000 in combined uninsured and underinsured motorist coverage property damage.
This coverage pays for damage to your vehicle and other property caused by an uninsured or underinsured driver. In VT, this coverage has a $150 deductible, but the deductible does not apply if you have collision coverage on the policy.
Because this type of insurance only covers damages to your vehicle when the at-fault driver is uninsured or underinsured, you should also consider maintaining collision coverage on your policy. “

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies