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Is Travelers home insurance good?

My wife and I just put an offer in on our first house. Now we need to compare rates and insurance companies. Is Travelers home insurance good? Should we consider them?

avatar
Rachel Rigolino · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congratulations on purchasing a new home! You’ll be happy to know that
Travelers
is a well-respected insurer. The company has been around since 1864, and they have a solid record for protecting policyholders.
As you shop for a policy, educate yourself about standard coverage. Homeowners insurance will cover your house and
personal possessions
against
named perils
in the policy.
These perils typically include, but are not limited to, the following:
  • Fire/smoke/lightening
  • Theft
  • Hail or wind storm
  • Explosion
  • Some water damage (but not floods or storm surges)
A homeowners policy should also include:
  • Personal liability coverage
    . This protects you against lawsuits brought by a guest on your property who sues for personal injury or property damage.
  • Loss of use coverage. If you need to live elsewhere while your house is being repaired after a storm or fire, you can submit your receipts for hotel and restaurant bills to receive reimbursement for these costs.
Found the perfect house and now shopping for homeowners insurance? If you want to save money on home, renters, or
car insurance
, the
Jerry
app is a good place to start. A licensed broker, Jerry does all the hard work of finding cheap quotes from the top name-brand insurance companies and buying new home or renters insurance.
MORE: Does home insurance cover earthquake damage?
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